If you receive an email from a company representing itself as Western Union and you are not sure it is authentic, do not click on any links in the email. This may be an attempt to fraudulently acquire sensitive information from you. Instead, immediately contact your local authorities.
Western Union will never send you an email asking for your user ID, password or credit card details.
The "Test Question" feature in the Western Union Money Transfer service is designed for emergency situations where the receiver does not have proper identification (e.g. his or her wallet and identification have been stolen). It should never be used as additional security to time or delay the payment of a transaction. In many locations, Western Union will pay the receiver whenever the receiver shows proper identification, even if the receiver does not know the answer to the test question.Morbi sed justo in massa dictum sodales egestas ac ante. Proin nec faucibus ex. Nulla rhoncus orci non molestie aliquam. Duis hendrerit eleifend facilisis. Duis quis tortor in ligula ultrices dignissim in a eros.
Western Union does not offer an escrow service or any type of "purchase protection" policy. Western Union's business is to transfer funds from a sender to a receiver. We caution people who use our services against sending money to people they don't know. It is the sender's responsibility to know the party to which the funds are being sent. Using a fictitious name or changing the Receiver name after the money transfer has been sent is not a guaranteed means of securing funds. If a receiver presents proper identification with the same name as on the money transfer, payment will be made.
Be wary of 3rd party "collection" or "holding" services unless they are a reputable, licensed escrow service. Western Union is not an escrow service, should not be used as an escrow service and is currently not affiliated with any escrow services.
For online auctions, examine seller feedback carefully and know the warning signs associated with fraudulent auction sales. Most online auction sites have safety guidelines or FAQs that can help you identify potentially fraudulent sales. Be wary if the seller is using a free email address or insists on accepting only one form of payment. Report any suspicious activity and file non-delivery of goods complaints with the auction site through which you purchased the item.
Remember that Western Union never acts as a guarantor of an auction buyer or seller's performance.
Contact your government's Office of Consumer Affairs if you are uncertain or suspicious of a telephone, mail or email solicitation.
If you feel you have been the victim of fraud, you can contact your local police.
Western Union employs a variety of technique, including SSL technology, to keep your personal information safe.